Baldwin County, AL
FIPS: 01003
Median HAM
8.5x
Elevated
Jul 2023
Minimum HAM
29.8x
Very High
Jan 2026
HAM Burden
159%
Very High
Dec 2025
Not enough historical data to show a trend chart for this county.
Economic Profile
BEA GDP data (2024)
GDP Per Capita
$58,016
National avg: ~$82,000
Total GDP
$13.4B
Thousands of current $
Population
231,767
2020 Census
Top Industries by GDP
Real estate and rental and leasing25.0%
Retail trade11.1%
Construction9.5%
Government and government enterprises9.1%
Health care and social assistance6.9%
Data Breakdown
Median HAM
Data as of Jul 2023
Median Home Price
$287,000
Census ACS
Gross Median Income
$41,632
Census ACS
Net Median Income
$33,770
Calculated
Median HAM
8.50x
Minimum HAM
Data as of Jan 2026
Median Home Price
$395,976
Redfin
Min Wage (Hourly)
$7.25/hr
State labor data
Net Min Wage Income
$13,275
Calculated
Minimum HAM
29.83x
HAM Burden
Data as of Dec 2025
Monthly Rent
$1,753
Zillow ZORI
Min Wage (Hourly)
$7.25/hr
State labor data
Monthly Net Min Wage
$1,106
Calculated
HAM Burden
158.5%
Methodology: HAM = Home Price / Net Annual Income. Net income assumes single filer, standard deduction, 2,080 hrs/yr for minimum wage. Federal + state tax + FICA deducted. Home price source priority: Zillow ZHVI > Redfin > Census ACS.