State Rankings

Housing affordability across all 50 states + DC, ranked by average Median HAM.

Most Affordable

Kansas

Avg HAM: 4.2x

National Average

7.7x

Avg Median HAM across states

Least Affordable

Hawaii

Avg HAM: 21.9x

1KansasKS4.2x
2IllinoisIL4.4x
3MississippiMS4.5x
4North DakotaND4.6x
5ArkansasAR4.6x
6West VirginiaWV4.7x
7OklahomaOK4.7x
8IowaIA4.8x
9NebraskaNE4.9x
10South DakotaSD4.9x
11KentuckyKY5.0x
12AlabamaAL5.0x
13TexasTX5.1x
14LouisianaLA5.2x
15IndianaIN5.2x
16OhioOH5.4x
17MissouriMO5.4x
18PennsylvaniaPA5.8x
19South CarolinaSC5.9x
20GeorgiaGA5.9x
21MichiganMI6.0x
22TennesseeTN6.2x
23MinnesotaMN6.5x
24New MexicoNM6.5x
25WisconsinWI6.5x
26PRPR6.8x
27North CarolinaNC7.0x
28AlaskaAK7.2x
29New YorkNY7.3x
30MaineME7.4x
31ArizonaAZ7.8x
32FloridaFL7.8x
33New HampshireNH7.9x
34VirginiaVA8.0x
35NevadaNV8.0x
36VermontVT8.1x
37ConnecticutCT8.1x
38MarylandMD8.4x
39MontanaMT8.5x
40WyomingWY8.9x
41New JerseyNJ9.5x
42DelawareDE9.5x
43WashingtonWA11.0x
44Rhode IslandRI11.0x
45ColoradoCO11.1x
46IdahoID11.3x
47OregonOR11.7x
48UtahUT11.9x
49District of ColumbiaDC12.4x
50MassachusettsMA13.8x
51CaliforniaCA15.8x
52HawaiiHI21.9x

Methodology: State averages are computed from county-level data. Median HAM = Home Price / Net Annual Income. Counties without data are excluded from averages. "Best" and "Worst" refer to the county with the lowest and highest Median HAM in each state.

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