Gillespie County, TX
FIPS: 48171
Median HAM
13.5x
High
Jul 2023
Minimum HAM
30.5x
Very High
Jan 2026
HAM Burden
148%
Very High
Dec 2025
Not enough historical data to show a trend chart for this county.
Economic Profile
BEA GDP data (2024)
GDP Per Capita
$66,740
National avg: ~$82,000
Total GDP
$1.8B
Thousands of current $
Population
26,725
2020 Census
Top Industries by GDP
Retail trade9.6%
Construction9.5%
Health care and social assistance8.7%
Manufacturing8.0%
Accommodation and food services7.3%
Data Breakdown
Median HAM
Data as of Jul 2023
Median Home Price
$432,300
Census ACS
Gross Median Income
$37,348
Census ACS
Net Median Income
$31,993
Calculated
Median HAM
13.51x
Minimum HAM
Data as of Jan 2026
Median Home Price
$423,879
Redfin
Min Wage (Hourly)
$7.25/hr
State labor data
Net Min Wage Income
$13,878
Calculated
Minimum HAM
30.54x
HAM Burden
Data as of Dec 2025
Monthly Rent
$1,713
Zillow ZORI
Min Wage (Hourly)
$7.25/hr
State labor data
Monthly Net Min Wage
$1,157
Calculated
HAM Burden
148.1%
Methodology: HAM = Home Price / Net Annual Income. Net income assumes single filer, standard deduction, 2,080 hrs/yr for minimum wage. Federal + state tax + FICA deducted. Home price source priority: Zillow ZHVI > Redfin > Census ACS.