Centre County, PA
FIPS: 42027
Median HAM
10.9x
High
Jul 2023
Minimum HAM
23.4x
Very High
Jan 2026
HAM Burden
157%
Very High
Dec 2025
Not enough historical data to show a trend chart for this county.
Economic Profile
BEA GDP data (2024)
GDP Per Capita
$71,119
National avg: ~$82,000
Total GDP
$11.2B
Thousands of current $
Population
158,172
2020 Census
Top Industries by GDP
Government and government enterprises35.9%
Real estate and rental and leasing13.0%
Health care and social assistance9.0%
Information5.6%
Professional, scientific, and technical services5.5%
Data Breakdown
Median HAM
Data as of Jul 2023
Median Home Price
$308,100
Census ACS
Gross Median Income
$33,889
Census ACS
Net Median Income
$28,173
Calculated
Median HAM
10.94x
Minimum HAM
Data as of Jan 2026
Median Home Price
$314,305
Redfin
Min Wage (Hourly)
$7.25/hr
State labor data
Net Min Wage Income
$13,415
Calculated
Minimum HAM
23.43x
HAM Burden
Data as of Dec 2025
Monthly Rent
$1,750
Zillow ZORI
Min Wage (Hourly)
$7.25/hr
State labor data
Monthly Net Min Wage
$1,118
Calculated
HAM Burden
156.5%
Methodology: HAM = Home Price / Net Annual Income. Net income assumes single filer, standard deduction, 2,080 hrs/yr for minimum wage. Federal + state tax + FICA deducted. Home price source priority: Zillow ZHVI > Redfin > Census ACS.