Clay County, SD
FIPS: 46027
Median HAM
10.9x
High
Jul 2023
Minimum HAM
18.4x
Very High
Jan 2026
HAM Burden
38%
Moderate
Dec 2025
Not enough historical data to show a trend chart for this county.
Economic Profile
BEA GDP data (2024)
GDP Per Capita
$58,600
National avg: ~$82,000
Total GDP
$877M
Thousands of current $
Population
14,967
2020 Census
Top Industries by GDP
Government and government enterprises32.1%
Retail trade17.2%
Agriculture, forestry, fishing and hunting13.3%
Real estate and rental and leasing10.3%
Health care and social assistance4.3%
Data Breakdown
Median HAM
Data as of Jul 2023
Median Home Price
$221,800
Census ACS
Gross Median Income
$22,945
Census ACS
Net Median Income
$20,355
Calculated
Median HAM
10.90x
Minimum HAM
Data as of Jan 2026
Median Home Price
$438,725
Redfin
Min Wage (Hourly)
$13.10/hr
State labor data
Net Min Wage Income
$23,878
Calculated
Minimum HAM
18.37x
HAM Burden
Data as of Dec 2025
Monthly Rent
$750
Zillow ZORI
Min Wage (Hourly)
$13.10/hr
State labor data
Monthly Net Min Wage
$1,990
Calculated
HAM Burden
37.7%
Methodology: HAM = Home Price / Net Annual Income. Net income assumes single filer, standard deduction, 2,080 hrs/yr for minimum wage. Federal + state tax + FICA deducted. Home price source priority: Zillow ZHVI > Redfin > Census ACS.