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Apache County, AZ

FIPS: 04001

Compare with another county
Median HAM

2.3x

Low

Jul 2023

Minimum HAM

15.9x

Very High

Jan 2026

HAM Burden

No data

Not enough historical data to show a trend chart for this county.

Economic Profile

BEA GDP data (2024)

GDP Per Capita

$44,646

National avg: ~$82,000

Total GDP

$2.9B

Thousands of current $

Population

66,021

2020 Census

Top Industries by GDP

Government and government enterprises35.8%
Utilities19.7%
Health care and social assistance8.0%
Construction3.0%
Retail trade2.6%

Data Breakdown

Median HAM

Data as of Jul 2023

Median Home Price
$68,500
Census ACS
Gross Median Income
$36,061
Census ACS
Net Median Income
$30,058
Calculated
Median HAM
2.28x

Minimum HAM

Data as of Jan 2026

Median Home Price
$409,250
Redfin
Min Wage (Hourly)
$14.70/hr
State labor data
Net Min Wage Income
$25,787
Calculated
Minimum HAM
15.87x

Methodology: HAM = Home Price / Net Annual Income. Net income assumes single filer, standard deduction, 2,080 hrs/yr for minimum wage. Federal + state tax + FICA deducted. Home price source priority: Zillow ZHVI > Redfin > Census ACS.

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