Towns County, GA
FIPS: 13281
Median HAM
14.0x
High
Jul 2023
Minimum HAM
43.3x
Very High
Jan 2026
HAM Burden
No data
Not enough historical data to show a trend chart for this county.
Economic Profile
BEA GDP data (2024)
GDP Per Capita
$48,081
National avg: ~$82,000
Total GDP
$601M
Thousands of current $
Population
12,493
2020 Census
Top Industries by GDP
Finance and insurance10.0%
Construction9.6%
Government and government enterprises7.5%
Utilities6.2%
Retail trade4.7%
Data Breakdown
Median HAM
Data as of Jul 2023
Median Home Price
$311,900
Census ACS
Gross Median Income
$27,115
Census ACS
Net Median Income
$22,309
Calculated
Median HAM
13.98x
Minimum HAM
Data as of Jan 2026
Median Home Price
$565,667
Redfin
Min Wage (Hourly)
$7.25/hr
State labor data
Net Min Wage Income
$13,066
Calculated
Minimum HAM
43.29x
Methodology: HAM = Home Price / Net Annual Income. Net income assumes single filer, standard deduction, 2,080 hrs/yr for minimum wage. Federal + state tax + FICA deducted. Home price source priority: Zillow ZHVI > Redfin > Census ACS.